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receivables management

Optimum solutions in the field of debt collection, factoring, financing and legal services for businesses.

Debt buying

The simplest and quickest way of releasing funds tied up in overdue invoices is by selling the receivable.

In this manner, you obtain access to the money and you can use it freely for the purposes of your business. If the receivable is suitably documented and meets the conditions making it eligible for purchase, we make an offer to purchase it, allowing you to obtain the funds within a relatively short time. We make all efforts to make this a win-win solution for both parties, i.e. our client and the debtor. Valuation of the receivable is based mainly on the legal opinion concerning the documentation and on risk assessment. Obviously, each case is different, so the assessment criteria are adapted every time to match the individual transaction.

You can sell only one receivable, or more of them in bulk. This makes it possible to rapidly obtain funds, pay off your own debts, acquire new lots of goods, and implement investments.

This money gives you freedom of choice, so that you no longer have to choose what to pay first.

Sometimes debtors refuse to pay as a result of their contracting parties’ default. If this happens to you, however, it may be detrimental to your business, as you may lose discounts for timely payment and above all potentially lose credibility as a debtor. If you are interested in selling your receivables, please contact us to discuss the specific situation and the potential details of the transaction.

“If you’d lose a troublesome visitor, lend him money.”

Benjamin Franklin


Receivables management involves a number of carefully considered and calculated decisions protecting the business from losing liquidity.

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Legal services
for businesses

Stay safe, save money as well as time to focus on your core business. Remember, the day only has 24 hours.

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Factoring and

One of the key challenges any business faces involves finding and using sources of financing that match its plans and capacities.

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Although it seems obvious that a crisis within a business may lead to collapse, the visible symptoms of problems are often consciously ignored.

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Warsaw Office:
Tel. no.: 22 299 19 76
Silesian Office:
Tel. no.: 32 307 46 45

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Debt buying

A transport company had been struggling for months with debt collection. First problems also appeared with the payment of what it owed its contracting parties. Having analysed the receivables portfolio, Subra GRP Sp. z o.o. made an effort to interrupt the running of the statute of limitations, as the relevant period is only one year in the transport sector. Settlements signed with debtors and a lawsuit filed with the court successfully secured the creditor’s interests. The first funds that were recovered were used to repay the company’s oldest debts, and the efficient actions taken by Subra at the stage of the court enforcement proceedings led to the quick recovery of the remaining receivables. The company regained its liquidity and kept submitting invoices for monitoring on a systematic basis.

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