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receivables management

Optimum solutions in the field of debt collection, factoring, financing and legal services for businesses.

Debt collection

Debt collection is above all an idea on how to solve the problem, sometimes allowing the debtor and the creditor to reach an agreement. It does not always help if you simply block your debtor’s operating activities: this does not make repayment any easier.

Effective management of receivables guarantees financial security for the business and improves its competitive edge. An appropriate and systemic policy of monitoring receivables allows the business to react in a timely manner to any irregularities that may appear in this field. In this manner, the company is free to pursue its core activities and to increase its competitive advantage. Receivables management does not have to be associated with a typical debt collection agency whose only task is to recover the debt using the legally available measures.

Default in payment by contracting parties is a particularly vulnerable area for any business. It leads to a certain kind of chain reaction in which entities that do not obtain payment from their debtors fail to pay the amounts they owe others. As a result, creditors become debtors too, and the functioning of the business is distorted.

Direct contacts with the debtor in order to determine a repayment schedule, as well as potential litigation and enforcement services yield the expected effects, namely repayment of the debt.

The problem is solved by working with a professional entity specialising in receivables management. Payment monitoring, particular attention to untypical debtor behaviour, and timely reaction make it possible to prevent the debt from becoming barred by the statute of limitations. Assessment of the contracting party’s financial standing and a legal analysis of the available documentation are the fundamental tasks performed by the service provider. If the contracting party fails to pay, it is a practical and convenient solution to use a third-party operator.

“Taking it all in all, I find it is more trouble to watch after money than to get it.”

Michel Eyquem de Montaigne


Receivables management involves a number of carefully considered and calculated decisions protecting the business from losing liquidity.


Stay safe, save money as well as time to focus on your core business. Remember, the day only has 24 hours.


One of the key challenges any business faces involves finding and using sources of financing that match its plans and capacities.


Although it seems obvious that a crisis within a business may lead to collapse, the visible symptoms of problems are often consciously ignored.


Warsaw Office:
Tel. no.: 22 299 19 76
Silesian Office:
Tel. no.: 32 307 46 45

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Debt buying

A transport company had been struggling for months with debt collection. First problems also appeared with the payment of what it owed its contracting parties. Having analysed the receivables portfolio, Subra GRP Sp. z o.o. made an effort to interrupt the running of the statute of limitations, as the relevant period is only one year in the transport sector. Settlements signed with debtors and a lawsuit filed with the court successfully secured the creditor’s interests. The first funds that were recovered were used to repay the company’s oldest debts, and the efficient actions taken by Subra at the stage of the court enforcement proceedings led to the quick recovery of the remaining receivables. The company regained its liquidity and kept submitting invoices for monitoring on a systematic basis.

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