zarządzanie należnościami

receivables management

Optimum solutions in the field of debt collection, factoring, financing and legal services for businesses.

Michał Kosmacki

Legal Department

I decided to become a lawyer because looking for conclusive arguments had always fascinated me. After more than ten years in the receivables trading sector, I can say that I have acquired expertise in the field of conducting business disputes, bankruptcy and enforcement cases, contract law, and trade negotiations.

In every single case, the first thing I do is build the most advantageous strategy for the client. I’m not afraid of solutions people may find surprising, as long as they work. I leave digressions about doctrinal disputes and about the whole extensive body of judicial decisions to others, as I believe that clear, logical and coherent arguments are more important than lengthy procedural writs.

I am a lawyer because I like winning.

The cases we handle at Subra GRP allow our clients to win every single day.



Warsaw Office:
Tel. no.: 22 299 19 76
Silesian Office:
Tel. no.: 32 307 46 45

leave message

Phone number or email address. We will contact you as soon as possible.


Debt buying

A transport company had been struggling for months with debt collection. First problems also appeared with the payment of what it owed its contracting parties. Having analysed the receivables portfolio, Subra GRP Sp. z o.o. made an effort to interrupt the running of the statute of limitations, as the relevant period is only one year in the transport sector. Settlements signed with debtors and a lawsuit filed with the court successfully secured the creditor’s interests. The first funds that were recovered were used to repay the company’s oldest debts, and the efficient actions taken by Subra at the stage of the court enforcement proceedings led to the quick recovery of the remaining receivables. The company regained its liquidity and kept submitting invoices for monitoring on a systematic basis.

more information